When you are elderly it doesn’t necessarily mean that you no longer have the desire to travel, quite the opposite. Many people love to spend their retirement travelling and visiting places that they never had time too when they were busy working. So, when you are elderly and wish to travel, one very important thing to check is your travel insurance.
Unfortunately, a lot of standard travel insurance companies are not willing to deal with pensioners, as they believe them to be a high risk factor. To some extent this can be seen as true, as the chances of becoming ill whilst on holiday and requiring medical treatment is increased. But, on the other hand the elderly are unlikely to partake in activities such as extreme sports whilst abroad.
When you book your holiday you will need to check whether you are covered by the travel company’s insurance; the answer unfortunately will probably be no. In this case, there is no way you should consider travelling without extra cover, you need to look for great priced elderly travel insurance.
It is essential to take out elderly travel insurance as in most cases the general cover that will be sold to you with the holiday will not cover elderly people. Check with the travel company first, but more than likely you will find that you’ll be covered for little more than a cancellation or theft of belongings.
When you are elderly and wish to travel, most especially abroad, you need to put yourself first, and this means by checking how your health will be covered whilst you are abroad. If you are correctly insured you will be able to enjoy your holiday, safe in the knowledge that you will be covered for all eventualities.
If you suffer from health problems while you are travelling and you have the correct insurance policy, then you can rest assured that all your medical needs will be taken care of to the highest standards using local and private facilities, and in the event that you need to be repatriated, this also will be taken care of. Even if you need to stay in hospital after the end of your holiday, all this will be covered.
As you can see, the correct elderly travel insurance really is essential, and you should never leave home without it. When you apply for your insurance, you will be given a quote that will depend on many factors.
If you have health problems or are taking medication for a long term illness, you will need to make sure that the insurer is informed of this too; otherwise, if you fall ill abroad you may find that you simply are not covered. A little time to find the best elderly insurance for you and whoever you are travelling with will mean peace of mind in the long run, and you will be sure to enjoy your holiday to the full.